FHA =Federal Highway Admistration 联邦公路管理局[美]
fha[ noun ]
the federal agency in the Department of Housing and Urban Development that insures residential mortgages
<noun.group>
- In 1982, the average tax in Louisiana on homes valued at $100,000 with FHA mortgages was $150 in Louisiana, $1,260 nationwide.
- A down payment of at least $4,500 would be required; in fact, the average FHA owner-occupant puts down just under 10%.
- The VA rate ceiling is used because the FHA no longer sets a ceiling rate.
- But it does that at the cost of deepening the taxpayer's exposure if the FHA is forced to pay for more loans going sour.
- The audit, which was done by the GAO and Price Waterhouse, was the first audit of the FHA in 15 years.
- More complicated, he said, will be finding an accord on measures to bolster the security of the FHA insurance funds.
- Recently, the General Accounting Office of Congress projected the FHA's cumulative losses are approaching $7 billion.
- She believes the FHA offers the best deal for those with homes worth $150,000 or less.
- Both the HUD plan and the Vento-Ridge alternative would keep the FHA fund financially stable, according to Price Waterhouse.
- The federal government, he notes, stands behind nearly $500 million in guaranteed Veteran's Administration and FHA mortgages, $48 billion in guaranteed student loans ...
- The rehabilitation program has been revealed to be governed by influence peddling while the FHA has been losing millions of dollars annually through loan defaults and mismanagement.
- She has denied to FHA investigators and in an interview that she has engaged in equity skimming.
- It would pave the way for FHA loans for more expensive homes to borrowers in metropolitan areas including Boston; New York City; Stamford, Conn.; Washington, D.C.; San Francisco; Los Angeles and San Diego, they said.
- Mr. Kemp is expected to announce the termination of programs that allow dealers of mobile homes and home-improvement services to approve FHA loans to homeowners.
- A survey by the National Training and Information Center indicates that seven of the nation's largest mortgage companies charge additional points for small FHA loans.
- Demery said the FHA insures more than 6 million home mortgages with outstanding balances of nearly $230 billion.
- So far, these insurers are ducking the tab for cramdowns. Only defaults can trigger FHA claims, says a spokesman for the insurer, and a cramdown is not a default.
- The trade group said the new FHA rules will exacerbate the housing slump, and projected that it could cut into home purchases by 100,000 to 200,000 per year.
- Permit FHA to insure loans for homes worth up to 95 percent of local median sales prices, which would be as high as $180,000 in high-cost areas of New England and California.
- Proponents said raising the FHA mortgage ceiling will help tens of thousands of young families cope with higher real estate prices.
- The project surfaced in an audit by HUD's inspector general in April as an example of underwriters escalating the value of projects in co-insuring their mortgages with FHA.
- That happened in 1987 when the FHA had a profit of $101 million, according to the HUD official.
- Such a move, which has been opposed by some groups as harmful to the provision of low-income housing, would lower FHA claim rates and boost FHA revenue, according to Mr. Bowsher.
- Such a move, which has been opposed by some groups as harmful to the provision of low-income housing, would lower FHA claim rates and boost FHA revenue, according to Mr. Bowsher.
- The FHA, founded in 1934 after the private mortgage insurance market collapsed, mainly guarantees mortgages for first-time home buyers who have low to moderate incomes.
- Officials at the Department of Housing and Urban Development, which backs the FHA loans, were not available for comment.
- It is untrue that proposed changes in the FHA program would crowd out the poor.
- The maximum payout on FHA loans is tied to age, interest, and the form and amount of the loan.
- Out of concern for the potentially damaging effects of this proposal, and still awaiting the GAO report on FHA losses, I suggested the Senate instead work on ways to eliminate or substantially curtail this vast loan-guarantee expansion.
- The lawmaker intends to revive a bill, introduced during 1986, that would require tighter FHA administrative controls and stiffer criminal penalties for equity skimming.