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 保单准备金 [bǎo dān zhǔn bèi jīn添加此单词到默认生词本
policy reserves

  1. 但保险金给付前被保险人死亡时,其保险金额或保单价值准备金作为被保险人之遗产。
    In the event that the insured dies before the benefit is paid, the policy’s endowment or the policy value reserve shall be deemed as belonging to the insured’s estate.
  2. 有前条第二款情事发生,其保险费已付足一年以上者,保险人应将其保单价值准备金给付与应得之人。
    Where subparagraph 2 of Article 20 applies and the premium has been paid for over one year, the insurer shall make the policy value reserve payable to whomsoever is so entitled.
  3. 依前项规定解除保险契约时,要保人除得依第二十一条规定,申请应得之保单价值准备金外,不得为其他请求。
    Where an insurance contract is cancelled in accordance with the provisions set forth in the preceding paragraph, the applicant may not make any requests other than to apply for the policy value reserve that the applicant is entitled to under the provisions of Article 21 hereof.



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