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 usury ['ju:ʒuri]   添加此单词到默认生词本
n. 高利贷

[经] 高利贷, 高利




    usury
    [ noun ]
    1. an exorbitant or unlawful rate of interest

    2. <noun.possession>
    3. the act of lending money at an exorbitant rate of interest

    4. <noun.act>


    Usury \U"su*ry\, n. [OE. usurie, usure, F. usure, L. usura use,
    usury, interest, fr. uti, p. p. usus, to use. See {Use}, v.
    t.]
    1. A premium or increase paid, or stipulated to be paid, for
    a loan, as of money; interest. [Obs. or Archaic]

    Thou shalt not lend upon usury to thy brother; usury
    of money, usury of victuals, usury of anything that
    is lent upon usury. --Deut. xxiii.
    19.

    Thou oughtest therefore to have put my money to the
    exchanges, and then at my coming I should have
    received mine own with usury. --Matt. xxv.
    27.

    What he borrows from the ancients, he repays with
    usury of ??is own. --Dryden.

    2. The practice of taking interest. [Obs.]

    Usury . . . bringeth the treasure of a realm or
    state into a few ??nds. --Bacon.

    3. (Law) Interest in excess of a legal rate charged to a
    borrower for the use of money.

    Note: The practice of requiring in repayment of money lent
    anything more than the amount lent, was formerly
    thought to be a great moral wrong, and the greater, the
    more was taken. Now it is not deemed more wrong to take
    pay for the use of money than for the use of a house,
    or a horse, or any other property. But the lingering
    influence of the former opinion, together with the fact
    that the nature of money makes it easier for the lender
    to oppress the borrower, has caused nearly all
    Christian nations to fix by law the rate of
    compensation for the use of money. Of late years,
    however, the opinion that money should be borrowed and
    repaid, or bought and sold, upon whatever terms the
    parties should agree to, like any other property, has
    gained ground everywhere. --Am. Cyc.

    1. Customers can hardly be expected to take on more credit at these rates of usury,' he continued.
    2. The recession, an ailing banking industry and the repeal of most state usury laws have forced a growing number of borrowers to turn for credit to companies charging sky-high interest and fees.
    3. The companies drew up to $3.5 billion from depositors, many earning three times what they would have from banks _ and without interest, banned as usury by Islam's holy book, the Koran.
    4. That ruling prompted the growth of nationwide credit card solicitations by banks and encouraged states, notably Delaware and South Dakota, to relax their usury laws to attract credit card operations.
    5. Economic difficulties and ongoing investigations in Japan of "zaitech" (literally financial engineering, or using art for money laundering, usury, etc.) have affected every class of Japanese buyer.
    6. Mr. Russell argues that usury laws depressed rates below market levels years ago, making current rates seem high.
    7. The Islamic proscription against usury made direct borrowing by the Saudi government a highly sensitive subject inside the kingdom, bankers said.
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