principal balance 本金金额
- If you have a mortgage, he says, keep cash on hand equal to about 20% of your outstanding mortgage principal balance plus whatever you need in the cash kitty.
他说,如果你有抵押贷款,那么应该保留未清偿抵押贷款本金余额20%左右的现金加上为满足其他需要而保有的现金。 - If the borrower had a 30-year 6.5 percent loan with a $200,000 principal balance, they could save about $250 a month at the new lower 30-year rate.
如果借款人有一个利率为6.5%的三十年期贷款,本金结余二十万美金,在新的较低的30年期利率贷款下,他们每个月大约省250美元。 - All payments received will be applied first to accrued interest and charges, next to any cash advance balance, and the remainder to the outstanding principal balance of credit purchases.
所收到的所有结算款额首先得用于应计利息和应计费用,然后是冲预付现金差额账,剩余部分再冲赊购的未偿本金差额账。
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