This article analyses the cause of morale hazard in insurance activities, it points out that information game playing, aleatory, lack of traditional values and the deputy system are the causes and enlargement of Chinese insura 分析保险活动中道德风险成因的基础,指出信息博弈、幸性与传统价值观念的迷失以及代理制度固有的缺陷等是我国保险市场道德风险的产生及扩大化的原因所在。
aleatory
[ adj ] dependent on chance <adj.all> the aleatory element in life
Aleatory \A"le*a*to*ry\, a. [L. aleatorius, fr. alea chance, die.] (Law) Depending on some uncertain contingency; as, an aleatory contract. --Bouvier.